Commercial Group Health Insurance

Taking care of your employees starts with helping them access the care they need. Group health insurance offers valuable protection for your team while strengthening the benefits your organization provides.

At Pacifica, we help employers explore group health plans suited to their workforce, priorities and budget. Whether you are introducing coverage or reviewing an existing plan, our local team is here to guide you through the options.

Commercial Group Health Insurance

Taking care of your employees starts with helping them access the care they need. Group health insurance offers valuable protection for your team while strengthening the benefits your organization provides.

At Pacifica, we help employers explore group health plans suited to their workforce, priorities and budget. Whether you are introducing coverage or reviewing an existing plan, our local team is here to guide you through the options.

CNMI Government Group Health

For active government employees and retirees:

Benefits of Group Health Insurance

• Support employee well-being. Help employees access medical care and manage their health.
• Reduce financial uncertainty. Help covered employees manage eligible healthcare expenses.
• Strengthen your benefits package. Offer a benefit that employees and their families can value.
• Support recruitment and retention. Make health coverage part of your commitment to attracting and keeping a dedicated team.
• Encourage preventive care. Support screenings, checkups and other preventive services included in the selected plan.
• Plan around your organization. Explore benefit levels and contribution arrangements that fit your workforce and budget.

Coverage for Your Team

Group health insurance helps eligible employees pay for covered healthcare services. Depending on the selected plan, benefits may include:
• Doctor visits and specialist consultations
• Preventive care and health screenings
• Hospitalization and surgical services
• Emergency medical care
• Prescription medications
• Diagnostic testing and laboratory services
• Vision care, including eye exams and benefits toward glasses or contact lenses, where available

Dependent coverage may also be available. Provider networks, off-island care and referral requirements vary by plan.

Dental Coverage for Healthier Smiles

Help your employees care for their smiles with group dental coverage that complements your health benefits package. Depending on the selected plan, dental benefits may include:

• Preventive care: Routine dental exams, cleanings and X-rays.
• Basic services: Fillings and other eligible treatments.
• Major services: Benefits toward crowns, bridges and dentures, where included.

Pacifica can help you explore available dental options for eligible employees and dependents, including covered services and provider access.

A Plan That Fits Your Organization

Your employees’ needs and your organization’s resources both matter. Pacifica works with employers and plan administrators to review group health options for small and large workforces. We can help you consider employee eligibility, dependent enrollment, employer and employee contributions, and access to participating healthcare providers. Together, we’ll explore a benefits structure that supports your team and your business goals.

CNMI Government Group Health

Are you an active CNMI Government employee or retiree? Visit our dedicated CNMI Government Group Health page for information and resources specific to your program on pacificains.com/ghlit or through principal partner Aetna International’s dedicated page on aetnainternational/cnmi-ghlit.

Let’s Talk About Your Team

Give your team a benefit that supports their health and peace of mind. Contact Pacifica to explore group health insurance for your organization.

CNMI Government Group Health

For active government employees and retirees:

Brochure Download

Download and save or print a copy of the Health Insurance brochure.

For a proposal that will work for you, please complete our online Request for Proposal Form.

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